Terms of Service

1. Acceptance of Terms

By accessing and using ustaxcalculator.com (the "Service") operated by US stock tax calculator ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service. We reserve the right to modify these terms at any time, and such modifications become effective upon posting to the website.

2. Service Description

US stock tax calculator provides an online tool to calculate US stock capital gains taxes, including short-term capital gains (STCG), long-term capital gains (LTCG), forex adjustments, dividend taxes, and estimated tax liability. The Service includes both free and premium features for portfolio management and tax reporting.

Important Disclaimer: The calculations and information provided by US stock tax calculator are for informational purposes only and do not constitute tax advice, legal advice, or investment advice. Consult a qualified tax professional or certified financial advisor before making investment or tax decisions.

3. User Eligibility

To use the Service, you must:

• Be at least 18 years of age
• Reside in an authorized jurisdiction
• Have the legal capacity to enter into a binding agreement
• Not be prohibited by any applicable law from using the Service
• Accept these Terms of Service in their entirety

4. User Accounts

4.1 Account Creation

To access certain features, you may need to create an account by providing accurate, complete, and current information. You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account.

4.2 Account Responsibility

You agree to:

• Provide accurate and truthful information
• Keep your login credentials confidential
• Notify us immediately of unauthorized access
• Accept responsibility for all activities under your account

5. Payment and Billing

5.1 Premium Subscriptions

The Service offers optional premium features available through monthly or annual subscriptions. Pricing and available plans are displayed on the Service and subject to change upon 30 days' notice.

5.2 Payment Terms

• You authorize automatic recurring charges to your payment method
• All fees are non-refundable except as required by law
• We reserve the right to suspend service for non-payment
• Billing disputes must be reported within 30 days of the transaction

5.3 Cancellation

You may cancel your premium subscription at any time. Cancellations are effective at the end of your current billing cycle. No refunds are provided for partial months or unused portions of subscription periods.

6. Use License and Restrictions

6.1 License Grant

We grant you a limited, non-exclusive, revocable license to use the Service for personal, non-commercial purposes only.

6.2 Prohibited Activities

You may not:

• Violate any applicable laws or regulations
• Infringe upon third-party intellectual property rights
• Engage in unauthorized access or hacking
• Transmit malware, viruses, or malicious code
• Engage in spam, harassment, or abusive behavior
• Reverse-engineer, decompile, or attempt to derive the source code
• Remove or alter proprietary notices or labels
• Use the Service for commercial purposes without authorization
• Sell, transfer, or assign your account or rights

7. Intellectual Property Rights

All content, features, and functionality of the Service (including text, graphics, logos, algorithms, and code) are the exclusive property of US stock tax calculator or its content suppliers and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission.

8. User Content

8.1 Ownership

You retain ownership of any portfolio data, calculations, and other information you input into the Service ("User Content").

8.2 License Grant

By using the Service, you grant us a worldwide, royalty-free license to use, copy, modify, and display your User Content solely for the purpose of providing and improving the Service.

8.3 Data Accuracy

You are responsible for the accuracy, completeness, and legality of all User Content. The Service's calculations are based on the data you provide; inaccurate input will result in inaccurate output.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, secure, or that all defects will be corrected. Your use of the Service is at your own risk.

10. Limitation of Liability

IN NO EVENT SHALL US STOCK TAX CALCULATOR BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, OR LOST DATA, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability for any claim arising from or relating to this agreement shall not exceed the amount paid by you in the 12 months preceding the claim, or ₹100, whichever is greater.

11. Indemnification

You agree to indemnify, defend, and hold harmless US stock tax calculator and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Service or violation of these Terms.

12. Termination

We may suspend or terminate your account and access to the Service immediately, without notice, for:

• Violation of these Terms of Service
• Illegal activities or fraud
• Non-payment of fees
• Other conduct deemed harmful to the Service or other users

13. Third-Party Links

The Service may contain links to third-party websites and services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party services is governed by their terms and privacy policies.

14. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any legal action or proceeding shall be brought exclusively in the courts located in India.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and US stock tax calculator and supersede all prior and contemporaneous understandings regarding your use of the Service.

17. Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: support@usstocktax.com